Cain & Skarnulis understands the dynamics of the debtor/creditor relationship and works with its creditor clients from the beginning of an engagement to gain leverage and maximize the chances for recovery. We have represented secured and unsecured creditors in a variety of collections-based actions including real and personal property foreclosures, actions on notes and guarantees, receivership proceedings, adversary proceedings and contested matters in bankruptcy, and other actions to protect and preserve collateral. Creditor clients of the firm include state and local banks, asset-based lenders, construction companies, product manufacturers, and energy industry suppliers. C&S also defends creditors from collection-related counterclaims including wrongful foreclosure, breach of contract, and usury.